Website Terms of Use & Educational Disclaimer

Effective Date: 2/14/2026

Precision Business Education Foundation, Inc. (“PBEF,” “we,” “our,” or “us”) provides educational information, financial literacy instruction, and general business guidance.

By accessing this website or participating in any of our programs, workshops, consultations, or services, you acknowledge and agree to the following:

1. Educational Purposes Only

All information provided by PBEF — whether through this website, written materials, workshops, consultations, emails, or other communications — is for educational and informational purposes only.

Our services are designed to provide general guidance and structured learning. They are not a substitute for licensed professional services.

2. No Legal, Tax, Accounting, or Investment Advice

PBEF does not provide:

  • Legal advice

  • Tax advice

  • Accounting services

  • Investment advice

  • Securities recommendations

  • Financial planning services

You are strongly encouraged to consult with a licensed attorney, certified public accountant (CPA), financial advisor, or other qualified professional before making legal, financial, tax, or investment decisions.

3. No Guarantees of Results

Business and financial outcomes depend on many factors beyond our control, including but not limited to:

  • Market conditions

  • Economic trends

  • Industry changes

  • Personal effort and execution

  • Risk tolerance and management decisions

PBEF makes no guarantees, representations, or warranties, express or implied, regarding revenue, profitability, funding, growth, debt reduction, investment performance, or business success.

Any examples, illustrations, projections, or case discussions are for educational purposes only.

4. Personal Responsibility

You acknowledge that:

  • You are solely responsible for your business and financial decisions.

  • Implementation of any educational material is done at your own discretion.

  • You assume full responsibility for any outcomes, including financial loss.

Participation in PBEF programs is voluntary and undertaken at your own risk.

5. Limitation of Liability

To the fullest extent permitted by law, Precision Business Education Foundation, Inc., its officers, directors, volunteers, agents, and representatives shall not be liable for:

  • Financial losses

  • Business losses

  • Lost profits

  • Indirect or consequential damages

  • Decisions made in reliance on educational materials

Your use of this website and participation in services is at your own risk.

Under no circumstances shall liability exceed the amount, if any, paid for participation in services.

In jurisdictions that do not allow certain limitations of liability, liability shall be limited to the maximum extent permitted by law.

6. No Fiduciary or Professional Relationship

Use of this website or participation in PBEF services does not create:

  • A fiduciary relationship

  • An attorney-client relationship

  • An accountant-client relationship

  • A financial advisor-client relationship

  • Any licensed professional relationship

7. External Resources

References to external organizations, financial institutions, government programs, or educational resources are provided for informational purposes only and do not constitute endorsement or partnership unless explicitly stated.

8. Governing Law

This Disclaimer shall be governed by and interpreted in accordance with the laws of the State of Florida.

9. Intellectual Property

All content, materials, frameworks, educational resources, text, graphics, logos, and program materials provided by Precision Business Education Foundation, Inc. are the intellectual property of PBEF unless otherwise stated.

Content may not be copied, reproduced, distributed, modified, or used for commercial purposes without prior written permission.

10. Acceptable Use

Users agree not to misuse this website, attempt unauthorized access, disrupt services, or use materials for unlawful purposes.

11. Online Participation

Participation in virtual programs, online tools, or digital resources is provided “as is” without warranties regarding uninterrupted access or technical performance.

12. Donations

Contributions made to Precision Business Education Foundation, Inc. are voluntary and non-refundable unless required by law. No goods or services are provided in exchange for donations unless explicitly stated. Precision Business Education Foundation, Inc. is a nonprofit organization. Donations may be tax deductible to the extent permitted by law.

13. Contact Information

Precision Business Education Foundation, Inc.
Email: info@precisionbusinesseducationfoundation.org
Website: www.precisionbusinesseducationfoundation.org

By accessing or using this website, you acknowledge that you have read, understood, and agree to this Disclaimer and Terms of Educational Use.

14. AI & Technology Disclaimer

Some educational resources, tools, calculators, or demonstrations may incorporate artificial intelligence or automated systems. These tools are provided for educational purposes only and may contain limitations or inaccuracies. Users should independently verify information before making business, financial, or operational decisions.

15.Information Accuracy

Precision Business Education Foundation strives to provide accurate and current information; however, we make no guarantees regarding the completeness, accuracy, or timeliness of website content. Information may be updated or changed without notice.